Car Insurance

Get your car insured with the Insurer of your choice & get the Lowest Premium Quote. JKM is one platform where you can compare the premium rates & Insurance plans features across the Leading General Insurers. We are tied-up with the following Insurers:

• TATA-AIG
• HDFC General Insurance
• Bajaj Allianz
• ICICI-Lombard
• Reliance General
• Bharti-Axa
• Maruti National

Quick Benefits offered by JKM:

• Complete details about various motor insurance plans.
• Instant Premium comparison at the same time.
• Fast Policy/Cover-note delivery at your door-step by our field executive.
• Our Expert advisors will help you at every step & explain the plan features completely.
• Get Extra Discounts & Offers with the Lowest Car Insurance Premium

Car Insurance Overview:

Car Insurance Coverage

Car Insurance covers you against any loss or damage caused to your car from the following:

• Natural Calamities: Fire, explosion, self ignition or lightning Earthquake (fire and shock damage) Flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, and frost. Landslide and rockslide.
• Man made Calamities: Burglary housebreaking or theft, Riot and strike, malicious act, and terrorist activity Whilst in transit by road, rail, inland-waterway, lift, elevator or air
• Personal Accident Cover
• Third Party Legal Liability
• Any permanent injury/death of a person

Third Party Car Insurance Policy

It is mandatory to insure your car with the third party insurance; it includes death or injury to a third party and damage to third party property. Liability in the case of death or injury is unlimited.

Comprehensive Car Insurance Policy

It is mandatory to acquire the Third Party Insurance; it covers loss to the insured's vehicle in addition to the Third Party insurance.

NCB (No Claim Bonus)

When Insured doesn't make any claim in the earlier year then he is entitled to a bonus/discount while renewing his insurance given on the own damage component of the premium.

NCB Slabs

If you don't make claim in the first year, you are entitled to 20% discount (NCB), subsequently in the second year if you don't register any claim you will get 25% NCB, 35% in the third year, 45% in the fourth year exceeding to 50% in the fifth year for not registering claims.